Capital Requirement Estimator
Pick your city and format — see what you'll spend upfront, what you'll pay each month, and how much cash to keep aside before opening day.
Typical Jammu casual-dining opening: ₹55,03,100 total funding (CAPEX ₹42.98 L + pre-opening buffer). Monthly OPEX ~ ₹4,01,700.
Space and fit-out
Size and finish drive most of the capital you need.
Total footprint — kitchen, dining, storage and circulation
Lean saves on interiors; premium adds designer finishes, lighting, and HVAC
Fixed OPEX to hold before stabilisation
State-specific FL-3 / bar licence — can add ₹2–15L depending on city.
Funding
How much of the capital expenditure comes from a loan.
EMI on this appears in the monthly OPEX table below.
Capital needed
LiveCAPEX (₹ lakhs)
| Line item | Value | |
|---|---|---|
| Kitchen equipment | ||
| Interiors & furniture | ||
| Property deposit | ||
| Licences & approvals | ||
| POS & tech | ||
| Branding & pre-launch marketing | ||
| Pre-opening inventory | ||
| Working capital (30–45 days) | ||
| Subtotal CAPEX | ₹42.98 L |
Monthly OPEX (₹/month)
| Line item | Amount (₹/mo) | |
|---|---|---|
| Rent | ||
| Salaries & wages | ||
| Utilities | ||
| EMI / loan repayment | ||
| Insurance | ||
| Aggregator ads & platform spend | ||
| Other fixed | ||
| Monthly fixed total | ₹4,01,700 |
- Driver-based estimate for Jammu (T2) · Casual Dining · 60 seats · 1,400 sqft.
- Notable signal: Vaishno Devi pilgrim season Apr-Oct.
- Rent + labour + interior depreciation are the big three.
- Variable cost at steady state (food + packaging + commission): ~34%.
- Liquor licence excluded — toggle on if your format includes a bar.
Opening costs in Jammu — what drives the spread
Jammu is a T2 city with population around 0.7 million and an estimated per-capita out-of-home food spend of ₹1,900 per month. Prime QSR rents land between ₹35 and ₹100 per sqft, which is the single biggest driver of the capex range.
City-specific signal: Vaishno Devi pilgrim season Apr-Oct.
For a casual-dining restaurant in Jammu, here's what the typical opening looks like — equipment ₹9.98 L, interiors ₹15.29 L, deposit ₹6.19 L, licences ₹1.97 L, and working capital ₹6.03 L. Monthly fixed OPEX: ₹4,01,700.
Use the calculator below for QSR / cloud kitchen / fine dining variants. Then check the Jammu cuisine heatmap for what to open, the licence checklist for the jammu and kashmir state-specific list, and the 90-day playbook for what survivors run.
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Related reading
- pre launchHow much does it cost to open a restaurant in India?National 2026 bands by format, with construction/fit-out as its own line — then city posts for Pune, Mumbai, Delhi, Hyderabad, Bengaluru, and Chennai. Run the free estimator for your city.
- pre launchHow much does it actually cost to open a restaurant in Pune in 2026?Most ‘restaurant cost’ blogs stop at ‘around ₹25 lakh’. Here is the line by line breakdown for a 60 seat casual dining restaurant on FC Road or Kothrud: equipment, interiors, deposits, licences, working capital, and the four numbers most owners forget.
- pre launchCost to open a restaurant in Mumbai (2026): line by lineMumbai's restaurant capex runs 1.4-1.7× a comparable Pune opening; the deltas are rent, deposit, and contractor rates. Here is the line by line for a 60 seat casual dining in Bandra/Andheri/Lower Parel.
- pre launchCost to open a restaurant in Hyderabad (2026): line by lineHyderabad capex sits at 0.85-1.1× Pune; surprisingly affordable for a T1 metro. Banjara Hills and Jubilee Hills are the rent ceiling; HITEC City and Madhapur are the IT corridor sweet spots. Here is the line by line.
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